The more detailed information you provide up front, the more accurate the quotes will be. “A quote is only as good as the information you put in,” says Des Toups, managing editor of CarInsurance.com.
When you pursue a quote, the insurer will check your driving record, credit history and other information before finalizing the rate. Whether you’re working with a quote site or agent or dealing with the insurer directly, you should track down certain information ahead of time, says Toups, so there aren’t any surprises when the insurer pulls your record:
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